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Everyone is talking about how much money they got in their red envelopes（紅包）．But an even more important question than "How much did you get?" is "What are you going to do with it?" Well, one thing you could do is to put it in the bank--it's easier than you think．

In fact, some students in Hubei Province began using the Xiaogui Dangjia bank card this year．It's a bank card for kids, and it's given out by Minsheng Bank's Wuhan branch（支行）．

"Now all my pocket money has a place to go," said Song Wei, who is a Junior l at the  Wuluolu Middle School in Wuhan．"1 can't wait to use the card to pay my own school fees（費用）．"

Wang Hong, a manager at Minsheng Bank, said, "We have talked to lots of students and have found they don't think much about what money is, where it comes from or how to use it carefully．They just spend all their money on whatever they want and then ask their parents for more," Wang Said．

 School kids today are getting more money．At one school in Shanghai．205 students got about 500,000 yuan in their red envelopes in total this year．But parents worry that the kids don't know how to take care of the money by themselves．

 Zhang Shan's mother likes the card．Zhang, a Junior 2 in Wuhan, bas been asking for a computer for a long time, but his mother hasn't bought him one．"We want him to use this card to save money for the computer step by step," she said． "If we buy everything be asks for, he would think that money comes too easily, and he won't work hard for it．"

Experts say that understanding personal finances（經濟狀況） is important and should be taught early．"Those who start saving early will continue the habit when they grow up," said Wang Min, a financial expert in Wuhan, "It's better to teach kids how to fish rather than just feeding them fish．"

1．What does the passage mainly talk about?

2．How does Song Wei want to use the money from his red envelope?

3．Why do Zhang Shan's parents want him to save money for the computer step by step?'

4．What is the average（平均）amount of money the 205 students at the Shanghai school       received in their red envelopes this year?

5．According to the passage, what do parents think of the students' putting money in the      bank?